Got $967.13 to spare?

Don't make the holidays cost you bags of money, says HowToConsign.orgNope, we didn’t think so. That’s a lot of money.

Yet that’s the per-capita estimate of what Americans will spend for holiday goodies.

 

Per capita! That means that if you’re a family of two, you’re looking at a cool two thou in debt. Alas, no one forecasts how long those credit-card bills will be around to haunt folks.

Consumers say they will spend an average $967.13 this year, according to the annual survey conducted by Prosper Insights & Analytics. That’s up 3.4 percent from the $935.58 consumers said they would spend when surveyed at the same time last year. —Read the full article.

So how to have a warm, welcoming, even extravagant holiday season without drowning your family in debt?

 

Well, that’s easy. Go the previously-loved, even previously-gifted gift, decor, and entertainment route. Follow these links and see how BIG your celebration can be, while keeping those January bills SMALL.

It’s kinda like swapping.

If  life gives you lemons. Sell them and get yourself some shoesGot stuff you don’t want? Want stuff you don’t have? Take our advice:

If life gives you lemons, sell them and get yourself some shoes. Or a new-to-you sofa. Or that designer stroller. It’s kinda like swapping. Someone else wants your lemons, you want their lemons, which to you are sweet as lemon bars. (Grab this recipe. It’s so good, my mouth is watering as I write.)

Here’s how to turn lemons into whatever you want.

 

Need a little extra cash? Here’s an idea to FLIP over!

Flip Tips from HowToConsign.org by Kate HolmesThe other day, a man sidled up to me to share that he’d found a jacket at a thrift shop and taken it to a resale shop to sell. I assume he was whispering the tale so as not to alert the other folks to the killing he’d made:

bought for $5 sold for $125.

But maybe he just found thrift-flipping sexy and he was making a pass at me, known consignment/resale/thrift maven. Who knows? (Then again, we could have been soul-mates. I like finding the right market for undervalued stuff, too.)

Have you thought about flipping some great items from one market to another? It can be a great way to set aside some cash for a rainy day… or for a sunny beach vacay!

Here’s some Flip Tips:

Shop thrift stores that receive from high-end neighborhoods. If the thrift cannot sell a great item for what it’s truly worth, that’s where you come in, to transport it from a low-end customer base to one that appreciates it.

Know your prices. That;s where a little Internet browsing can really pay off. That basic black Eileen Fisher cardigan for $14? Look it up: Same sweater, on Nordstrom? $248.

Know your knock-offs. Not only are fakes not worth what the real goods are… they are also illegal and immoral to sell, even secondhand. Skip ’em.

Watch that YOUR taste doesn’t interfere with your wallet. For example, I love faded, washed-out black t-shirts. Most people don’t. So unless it’s my size, I let it pass.

Make it look better before you try to pass it on. You and I, as experienced pickers, can overlook its wrinkled or dusty appearance… but won’t it look much better with a little love and soap?

Consider minor modifications. Take that ghastly amateur oil painting out of the expensive frame, and sell the frame by itself. Most folks who aren’t shoppers like you and me would get distracted by the ugly painting and not think of the frame on its own. Or try painting that cute little shelf gloss white instead of the orange-y wood color it is.

Ask your destination shops. Do they have items they can always sell sell sell? Whether it’s sports gear, small dressers or weather vanes, knowing what your market needs is a good starting place for your searches. Ask, too, what they really kinda don’t want. More black handbags. Size 2 dresses. Coffee tables. That way, you won’t mis-invest.

Any tales of great flips? Suggestions for others? Comment below!

 

Care what you wear: An Earth Day message

feel good in your clothes

This graphic was inspired by this message on Organic Consumers Association. The full text of their 10th reason to care what you wear is:

The choices you make regarding your clothing are not only expressions of style or identity, but are vital to personal health as well as environmental and ethical responsibility.You should feel good in your clothes. Good about the way your clothes were produced and made. Good about their effects on your health. Good about the way they make you feel. Consumerist culture is toxic in the way it encourages people to constantly buy and replace clothing produced through unethical conditions. It can be difficult to divorce yourself from this toxic culture, to establish your clothing choices outside of this pressure. To not care about clothes is not the solution. The solution is to care how fibers are produced and processed. To care how your clothes are made. To care what’s in the garments you wear next to your skin, and ultimately, to care how you feel wearing them. The solution is simple: Care what you wear.